When filing bankruptcy it is very important to have an experienced bankruptcy attorney helping guide your way. There are many places where a mistake could cost a debtor his/her tax refund, home or car. There are many critical decisions that the attorney must make while assisting you. The attorney must know which bankruptcy to file to protect your assets and when to file to file it, to maximize the benefit to you. The attorney must know which exemptions apply to your case to protect your stuff. The only way an attorney can make these decisions and help you receive the best possible service is to meet with you and fully discuss the case with you.
It is now more important than ever to have an experienced bankruptcy attorney by your side when filing. Since Congress passed the new bankruptcy law in 2005 the stakes are even higher. There is more paperwork to file, more documents to obtain and less room for error. Under the new law, if your case is dismissed, and then you attempt to re-file within one year, your automatic stay will automatically terminate 30 days after you file your second petition. This means if you make a mistake when filing, you may not have a second chance to re-file and claim the protections that were afforded to you under your first filing. It is more important than ever to make sure the petition is filed correctly the first time.
Our bankruptcy attorney have years of experience helping client’s determine if bankruptcy is the right answer for them and then representing them in Bankruptcy Court. Our attorney are trained to counsel our client’s on other options that may be available to them including, negotiating repayment plans, settling debts for less than the full balance, and defending debtor’s in general district against creditor’s warrant in debts.
Many other organizations want to do a phone consultation or internet interview to determine your eligibility for bankruptcy. These other organizations tell their client’s that the phone consultation is for the client’s convenience; however, it is really for the attorney’s convenience. The attorney wants to screen his appointments to as to not waste his own time. It is impossible to gather all the financial information necessary to developed a comprehensive financial statagegy with information gathered on the phone. Our attorney will meet with you face to face in the office for a free consultation, they will give you good sound legal and financial advice, even if it does not lead to your filing for bankruptcy.
If you are experiencing financial problems and would like to discuss bankruptcy and other financial options, please call 757-896-0868 to talk with one of our experienced bankruptcy lawyer.
Virginia Bankruptcy Attorneys
Hampton Roads Credit Resolution
Asset Protection in Hampton Roads Virginia